This page informs you of the policies of Pan Gems Inc. (“Pan Gems”) regarding the collection, use and disclosure of Personal Information when you use its Service. Pan Gems will not use or share your information with anyone except as described in this Privacy Policy.

Personal Information
Some personal data, including, for example, your name, phone numbers, postal address and email address, and any comments that you may desire to make and any additional information or materials that you voluntarily provide to Pan Gems are collected during your registration process. Pan Gems may then contact you and ask for additional information, including personally identifiable and non-personally identifiable information.

The security of your Personal Information is important to Pan Gems, which will strive to implement and maintain reasonable, commercially acceptable security procedures and practices appropriate to the nature of the information stored, in order to protect it from unauthorized access, destruction, use, modification, or disclosure.
However, please be aware that no method of transmission over the internet, or method of electronic storage is 100% secure and Pan Gems is unable to guarantee the absolute security of the Personal Information Pan Gems has collected from you.

Privacy Precaution Warning
Please note that Pan Gems reserves the right to access and/or disclose personal information and non-personal information it gathers as required by courts, administrative agencies and to the extent required to permit Pan Gems to investigate suspected fraud, harassment or other violations of any law, rule or regulation, the Site rules or policies, or the rights of third parties or to investigate any suspected conduct which the Company deems improper.
This Site may provide links or references to other web sites that are not operated by Pan Gems. However, Pan Gems has no control over or responsibility for content on third party sites and transactions that occur therein. The privacy policies and terms and conditions governing this Site may differ significantly from the policies of third party web sites.

Links To Other Sites
If you click on a third party link, you will be directed to that third party’s site. Pan Gems strongly advises you to review the Privacy Policy of every site you visit. Pan Gems has no control over, and assumes no responsibility for the content, privacy policies or practices of any third party sites or services.

Your Consent
By using this Site, you accept these terms and consent to our collection, use, disclosure and storage of your personally identifiable and non-personal information as described above.

By using the Site, you also authorize the export of personal information to the USA and its storage and use as specified above when you provide such information to Pan Gems. This policy and the legal obligations of Pan Gems are subject to the laws of the State of New York and the USA, regardless of the location of any user. Any claims or complaints must be filed in the USA in the courts having jurisdiction over the City, County and State of New York.

Pan Gems may amend its privacy policy, but if Pan Gems decides to change its privacy policy, Pan Gems will post those changes on this page, so you are always aware of what information is collected, how the information is used and under what circumstances the information is disclosed. By using the Site after a change to this privacy policy has been posted, you accept the updated terms.

Contact Us
If you have any questions about this Privacy Policy, please contact us.